CPT code 90837: 60-minute individual psychotherapy
90837 is the hour-long session, 53 minutes or more. It pays about 47% more than 90834 under Medicare, so some commercial payers watch clinicians who bill it for every session. Write down the time, because the time is what supports the code.
- Time range
- 53 minutes or longer
- 2026 Medicare rate
- $167.00
- Category
- Individual psychotherapy
Which code fits the session
Bill the code that matches the minutes you spent with the client, not the time you booked. A 50-minute session is 90834, and a 55-minute session is 90837.
When to use 90837
- Individual psychotherapy when the session runs 53 minutes or longer
- Longer sessions that are clinically justified (for example trauma processing or EMDR)
What to document
- Session time of 53 minutes or more, as total time or start and stop times
- Therapeutic interventions used and the modality
- The client's response and progress toward treatment-plan goals
- Why the longer session was clinically appropriate, where relevant
- Current ICD-10 diagnosis and the plan for next steps
Common reasons 90837 gets denied
- Documented time is under 53 minutes, so the session only supports 90834
- Frequency flags, because some payers audit clinicians who bill 90837 for nearly every session
- No diagnosis, an unspecified diagnosis, or no documented medical necessity
- Wrong place of service or missing telehealth modifier for virtual sessions
Add-on codes you can bill with 90837
An add-on code goes on the same claim as 90837 and is never billed by itself.
Billing 90837 by telehealth
The CPT code stays the same when you see a client by video or phone. For Medicare, the place of service changes. Use 10 when the client is at home and 02 when they are somewhere else, such as a clinic. Add modifier 93 when the session was audio-only. Commercial plans and Medicaid set their own rules, and many of them also want modifier 95 on video sessions, so check each payer's telehealth policy.
Medicare covers mental health telehealth in the client's home permanently, wherever the client lives. Through 2027 it pays for audio-only sessions with no extra conditions. From January 1, 2028, audio-only needs a client who can't use video or doesn't agree to it. In 2028 Medicare also starts requiring an in-person visit within 6 months before a client's first mental health telehealth session, then one every 12 months. Clients who start telehealth before 2028 only need the yearly visit. The CMS telehealth page has the current Medicare rules.
How much does 90837 pay in 2026?
- Medicare, national non-QP
- $167.00
- Typical commercial range
- $184 to $251
- The commercial range is 110 to 150% of Medicare. Real contracts run from below 80% to above 200%.
- Medicare pays master's-level clinicians (LCSW, LMFT, LPC) about 75% of the listed amount.
- Your locality's geographic adjustment (GPCI) moves the rate a little.
- Out-of-network clients claim 90837 on a superbill, and their plan pays back a share of what it allows for the code, not a share of your fee.
- Qualifying APM Participants are paid under a slightly higher conversion factor than the non-QP $33.4009 used here.
Medicare figures checked against the official CMS 2026 Physician Fee Schedule Relative Value Files (RVU26D) on .
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Related codes
Frequently asked questions
What is the time range for 90837?
90837 is the 60-minute psychotherapy code and is reported when the face-to-face session is 53 minutes or longer. Below 53 minutes, bill 90834 instead.
Why do payers scrutinize 90837?
Because it pays more than 90834, some commercial payers monitor clinicians who bill 90837 frequently. Clear time documentation and clinical justification for the longer session are the best protection.
What is the difference between 90834 and 90837?
90834 is the 45-minute session (38-52 minutes) and 90837 is the 60-minute session (53+ minutes). 90837 pays about 47% more under Medicare. The deciding factor is documented face-to-face time.
Which code do you bill for a 55-minute session?
Bill 90837. Any individual psychotherapy session of 53 minutes or more is 90837, so a 55-minute session qualifies. Write the actual time in the note, because the time is what supports the code.
Can you bill 90837 for a telehealth session?
Yes. The code stays 90837. For Medicare, use place of service 10 when the client is at home or 02 when they are somewhere else, and add modifier 93 if the session was audio-only. Commercial plans and Medicaid set their own rules, and many also want modifier 95 on video sessions, so check the payer's policy.
Can you bill 90785 with 90837?
Yes. 90785 is the interactive complexity add-on, and 90837 is one of the codes it can attach to. Bill it only when something specific made communication harder in that session, and document what it was. 90785 can't be billed with the crisis codes 90839 and 90840.
General reference for 2026, not billing, legal or coding advice. Code rules, time ranges and payment depend on current CPT and CMS guidelines, your payer contracts, state, locality and credentials, so confirm against your payer's policy. See the full mental health CPT code list.